SIP and Lump sum calculator

Enter values then calculate

Maturity value and returns, compounding applied

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    GuideHow SIP and Compound Growth Calculations Work

    Understand recurring contributions, compounding, assumed returns, and why calculator projections are not promises.

    Read guide →
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    Frequently asked questions

    What is SIP
    Systematic investment plan, a fixed amount invested every month.
    What is Lump sum
    One time investment that compounds over time.
    Do you support SIP step up
    Yes, increase the monthly SIP each year by a set percent.
    Which compounding do you use
    Monthly for SIP, yearly for lump sum in this tool.
    Is the return guaranteed
    No, market dependent, results are estimates.
    Can I compare modes
    Switch modes and compare invested amount and maturity value.
    Which currency works
    Any currency because inputs are numeric.
    Does inflation matter
    The tool does not adjust for inflation.
    Can I download results
    Use the screenshot button to export an image.
    Is this free
    Yes, free to use on KitBeam.
    What does the SIP Calculator do?
    Estimate how recurring monthly contributions or a lump sum may grow at an assumed return rate.
    How should I interpret a SIP Calculator result?
    Read the displayed labels and validation messages together, then verify important findings against the original source. The result is a practical aid, not proof beyond the data it can inspect.
    What can affect the SIP Calculator result?
    Inputs, source data, network conditions, and the limits explained on the page can affect the result.
    Where can I learn more about using the SIP Calculator?
    Read “How SIP and Compound Growth Calculations Work” for a practical workflow, limitations, and checks to make after using the tool.