Loan EMI or Mortgage calculator

Enter values then calculate

Total paid and total interest

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    GuideHow Loan EMI and Mortgage Payments Are Calculated

    Understand principal, periodic interest, repayment term, amortization, and the costs omitted by a simple EMI estimate.

    Read guide →
    Compound interest Percentage SIP Paycheck Calculator

    Frequently asked questions

    What is EMI
    Equated monthly installment, a fixed payment combining principal and interest.
    Which compounding is used
    Monthly compounding with fixed rate and tenure.
    Do you show amortization
    This version shows totals only.
    Is prepayment supported
    Not in this version.
    Is the EMI exact
    It is an estimate and may differ from bank figures.
    What inputs are required
    Loan amount, annual interest rate, and tenure in years.
    Can I change currency
    Yes, inputs are numeric so any currency works.
    Do you round values
    We show up to two decimals by default.
    Is this free
    Yes.
    Can I share the result
    Use the screenshot button to save and share.
    What does the Loan EMI Calculator do?
    Estimate a fixed monthly loan payment, total interest, and total repayment from entered assumptions.
    How should I interpret a Loan EMI Calculator result?
    Read the displayed labels and validation messages together, then verify important findings against the original source. The result is a practical aid, not proof beyond the data it can inspect.
    What can affect the Loan EMI Calculator result?
    Inputs, source data, network conditions, and the limits explained on the page can affect the result.
    Where can I learn more about using the Loan EMI Calculator?
    Read “How Loan EMI and Mortgage Payments Are Calculated” for a practical workflow, limitations, and checks to make after using the tool.